& Horse Rider Insurance Prize Draw
(Sorry, UK residents only)
winners will receive an adjustable, adult size, reflective
bib (/safety vest / tabard), showing the words: "Thank
you for slowing down."
enter the prize draw simply obtain a quote online for
horse, or horse rider insurance at nfumutual.co.uk,
April - 16th May 2002
(Please note that no purchase is necessary)
click here to continue
To Take Cover.
riding is a rapidly growing leisure activity and it is estimated
that there are over two and a half million people who ride
in the UK alone. Despite its obvious appeal, riding or handling
a horse is not without risk and although most accidents or
falls result in minor cuts & bruises, more serious injuries
are certainly not uncommon.
of the UK's leading equine insurers, NFU Mutual, is concerned
that many of the children and adults who ride, but do not
own their own horse, may not have adequate insurance cover
in place, relying instead on the insurance of a riding establishment.
addition to taking lessons or joining an organised hack from
a riding school, many riders may also ride a friend's horse
once or twice a week, or even borrow it to take to a show.
In these situations, if the horse is injured or causes a car
accident or damage to someone else's property, the owner may
hold the rider responsible. Additionally, if the rider sustains
a serious injury and no personal accident cover is in place,
they will not be able to claim.
Mutual is so concerned that riders are neglecting the issue of insurance
that the company has made access to its Horse Rider policy even
easier. Now, riders or their parents, can obtain a quotation and
take-out a policy online, enabling them to cover themselves for
as little as £52.20 per annum.
includes Personal Liability cover up to £2.5 million, vet's
fees up to £1000 following accidental injury, and up to £2000
if the animal in the insured's care dies due to an accident or is
stolen (providing the horse in the insured's care is not insured
elsewhere). Additionally, the policy will also pay up to £20,000
in the event or permanent total disablement or death* and weekly
benefits** for a period of one year in the event of temporary total
disablement. The policy also includes hospital benefit (for every
24 hours hospitalisation) up to a maximum of £1,500*** and
up to £1,500 for dental treatment.
riding is an extremely pleasurable pastime but everyone who rides
should be fully aware of the risks involved" comments Jo Sowley,
Equine Underwriter for NFU Mutual. "Having suitable insurance
gives the non-horse owner the peace of mind that, if the horse in
their care is injured, damages third-party property or even has
to be put down, they have appropriate cover in place. It also means
that they have personal accident cover in the event of a serious
injury" she concludes.
equine liability claims rising and, given the potential risks involved,
NFU Mutual strongly recommends that all adult riders and the parents
of children who ride should investigate whether they have adequate
cover in place. Anyone wishing to obtain a free online quotation
for NFU Mutuals' Horse Rider policy should log onto www.nfumutual.co.uk
and click on the quotation icon.